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It is that time of year top ten lists start coming out for just about any topic - movies, political events, sports stories and financial moves to make before the end of the year.  Yes, there is a top ten list of moves that you can still make before the end of the year and most don’t really take more than 30 minutes to complete. 

Most people don’t intend to be in a poor financial situation, it usually is a combination of misfortune and poor financial habits that lead them towards financial distress. There are a few behaviors that can be the foundation for a better financial outlook and mastering the basics will pay dividends your entire life.

The holidays bring out the best in most people and it also brings out the worst in some. Fraudsters and thieves use the bustling holiday season to help them deceive unsuspecting people. To avoid being a victim make sure you follow these everyday precautions and don’t get caught up in the holiday rush.

The last few days have been serious holiday shopping days and the frenzy of activity could have caused you to lose track of your financial situation.  If you find yourself over your holiday budget don’t worry, there are a few ways to cure the Black Friday financial hangover.