We have all heard that debt is bad, but realistically almost everyone has to have debt. Not many people can really afford to pay cash for a home or a car. Knowing the difference between good debt and bad debt is a key to financial success.
Achieving financial security doesn’t happen overnight, but it can happen with a detailed plan and some discipline to boot. Get started with these four easy-to-follow steps.
If you don’t already know the basics, it’s time to get familiar with life insurance!
We all come from different backgrounds, have had different life experiences and are probably in different stages of life. We do however have one thing common despite all of our difference. If we are not where we want to be financially, it is usually ourselves that we have to blame.
In today’s do it yourself world it can be easy to feel that financial advice can be found by searching online. Much of that mentality is driven by the belief that financial planners are just for those that are rich. Debunking the myths about who really needs financial advisors and the best way to find the right advisor is an important discussion.
On average, FORUM Credit Union performs 1.5 million card transactions for our members each month. This number, which includes ATM, debit, and credit card transactions, continues to increase. As this number climbs, we analyze these transactions in an effort to see how we can make using your FORUM card of choice as convenient as possible. We have many exciting card initiatives on the cusp of being released that we hope will improve the value you receive from your FORUM membership.
For most people in a financial crisis, their crisis didn’t happen overnight. Usually there are warning signs even 2 – 3 years in advance pointing to the impending financial troubles. Knowing these signs can help you detect potential problems earlier and hopefully help you avoid or at less minimize the financial difficulties.