While hoping for the best is a good thing, it’s also important to cover your bases in case of an accident or unplanned event. Insurance gives you protection against the unexpected. What if you are in a car accident? Suppose your home needs repairs from hail damage. If you pass away, would your surviving family be okay without your income? What if a chronic illness or disability renders you unable to work for a substantial period of time? It can be daunting to figure out what insurance policies you do and don’t need and where to get them. FORUM Credit Union members can enjoy affordable top-quality protection at discounted rates through TruStage™ Insurance Agency.
TruStage™ offers an Auto and Home Insurance Program, Life Insurance Plans, and a Long-Term Care Insurance Program. With the TruStage™ Auto and Home Insurance Program, you’ll receive discounted rates, online convenience, a 24/7 claims service, and free quotes. Plus, credit union members can save up to $427.96* on car insurance!
With TruStage™ Life Insurance, you can help protect loved ones if you should pass away prematurely. Depending on the type of insurance you choose, term life or whole life, you may also be able to build funds for a child’s education, secure money for retirement, or provide cash for a future use.
TruStage™ Long-Term Care Insurance covers a wide range of services for people with chronic physical illness, disability, or cognitive disorders. When considering if you’ll need Long-Term Care Insurance, it’s important to think about financial security. Do you have enough savings to cover long-term care without insurance? For instance, the average cost of a semi-private room in a residential facility is $78,110 per year.** Long-term care insurance helps provide the dollars you need to pay for care that you would otherwise have to pay for yourself.
For more information or to receive coverage, call a FORUM Member Service Representative at 317.558.6000.
*Figure reflects average national savings for customers who switched to Liberty Mutual’s group auto and home program. Based on data collected between 1/1/2012 and 6/30/2012. Individual premiums and savings will vary. ** Source: MetLife Mature Market Institute, market survey of long-term care costs, October 2011