You’ve been planning your retirement for years: what you’re going to do, where you’re going to live, and how you’re going to pay for it. But knowing when it is time to retire can still be a very difficult decision. Here are a few questions to answer to help you decide if you are financially prepared to retire.
A budget is a listing of your income and expenses with the goal of making your total income be equal to or greater than your total expenses.
For many, the dream of a relaxing retirement is lost because of a lack of savings and unexpected costs in retirement. That doesn’t have to the case if you prepare ahead of time with a conservative plan and start saving early for your retirement. Your relaxing retirement can be a reality.