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Have you ever needed to purchase gifts when you didn’t have any idea what to buy? You could spend a long day at the mall buying gifts and then realize that you forgot a few people and have to make another trip out for more shopping. Doing a little planning before you hit the stores can save you time, frustration, and money. Hopefully these tips will help.

Categories: Updates on FORUM

Every month, your local FORUM Credit Union branch offers activities to improve your financial life. Activities like Free Credit Check Days, Free Document Shredding, Free Financial Seminars and Member Appreciation Days.

You may have had every intention of using credit cards wisely like paying them off every month and only using them in the case of an emergency. Even with the best intentions, credit card spending can easily get out of control and then become extremely hard to get under control. If you’ve racked up debt in credit cards, here are some steps to take to gain back control.

Categories: Homeownership, Taxes

With home pricing beginning to rise slightly and homeowners paying down their debt, many find themselves with equity once again in their homes, and lenders are once again looking to help borrowers use that equity for their long term benefit. Before leveraging the equity in your home, think about these important tips:

With the SaveItUp Challenge coming to a close this year, we asked our members to share their personal savings story. Here’s what they said:

Categories: Updates on FORUM

On Oct. 18, 2012, credit union members around the world will celebrate International Credit Union Day, an event to commemorate the credit union movement’s impact and achievements.

The change of seasons is a great time to reevaluate where you are financially. Here are some tips to help you save money this fall.

Categories: Education, Insurance

Insurance is a way of protecting yourself from some of life's surprises. People pay a relatively small amount of money each year for insurance. If one of those little surprises pops up, a portion of the responsibility of paying for the surprise is transferred to the insurance company. This protects people from being forced to spend large sums of money to pay for large expenses, such as damage to their auto or damage to their home.

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