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Numerous studies have proven that children who get a basic understanding of financial concepts early in life are much less likely to have financial difficulties later in life. It may be surprising how many opportunities that parents and grandparents have to teach their children about financial matters early in life.
 

Of the 148,773 FORUM members, more than 9,000 are under the age of 18.  We are grateful so many FORUM parents have passed along the benefits of Credit Union membership to their children.  Our purpose here at FORUM is helping members live their financial dreams, and it has been well documented that saving money at an early age dramatically aids in achieving one’s financial dreams. 

With the first quarter of the year almost in the books, it might be time to look at those resolutions that you formulated at the start of the year. Many of our New Year’s resolutions may have gone by the wayside. If some of those forgotten resolutions are financially related there is still time to get them back on track.
 

It’s Spring, a good time to start thinking about spring cleaning which should include your financial matters. Many aspects of your finances need regular attention and too often they are put off creating a cluttered financial situation.
 

People who are in financial distress often don’t realize there is a problem until it is too late. They miss the warning signs and the financial behaviors that might predispose them to big problems. Early detection is key in keeping financial problems from spiraling out of control.
 

The benefits of membership keep getting better! Did you know that as a FORUM member you can enjoy the reliability of Sprint’s network and get a $100 cash reward for every new line you activate with Sprint®. Plus, get a $50 loyalty cash reward every year for every line.
 

For millions of Americans, they have or will soon receive a tax refund check this year and for others, this is the time of the year they are receiving annual bonus payouts. These windfalls of money can be a great temptation or a great opportunity.
 

If your take home pay has increased this year either due to a raise or the tax law changes this could be an opportunity to make significant financial changes. There a few keys moves that can really can help you change your financial situation.
 

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