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May is the time that many young adults are ready to venture into the world armed with a degree and hopefully soon a great job. With all of the excitement, financial matters are often forgotten which can be detrimental to their long term success. This is a critical time financially speaking for young adults. 
 

Studies have shown that obtaining basic financial knowledge early in life can increase the chances of being financially successful as an adult. If you have kids, you should have a plan for how you intend to teach them the money skills they will need throughout life. 
 

It’s never too early to start teaching your child or teen good financial habits. That’s why FORUM celebrates National Credit Union Youth Month™ in April. This is the perfect opportunity to focus on the financial needs of young people and teach them the benefits of saving money and setting financial goals. FORUM is committed to helping kids become financially aware and instilling strong financial habits. 
 

Are you struggling with any aspect of your personal finance? Are you ready to make a change to improve your financial situation? There are a few basic financial moves you can make to get your finances back on track. 
 

One of the most difficult financial decisions is determining when to use debt and when savings would be more appropriate. This is usually followed by deciding what type of debt is most appropriate for each lending situation. Deciding to go into debt and the type of debt that you will use are extremely important decisions that can impact your financial future for a long time.
 

It's possible that more than your house that can use Spring cleaning. If you are like most people, your finances could probably use a little work as well.  Now is a great time to start and the most of the items on a financial Spring cleaning list can be completely in less than 30 minutes.
 

Categories: Budgeting, Finances, Planning

If you have always desired a budget, but feel like the creation and upkeep of one would be too much effort, there might be a better way. As a FORUM member, you have access to FORUM’s free online banking program, CU Online.
 

Your 401K

Your 401K

3/20/2017 with 1 comments

It’s time to make the most of your 401(k). You’ve probably heard these tips before, but sometimes it’s good to have a mental refresher to put these tips into practice!
 

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