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A lot of people worry about their credit and many financial experts devote much of their time to encouraging people to think about it. So what is it about this thing called credit that’s so important?
To be successful at anything in life takes planning and effort, and that is especially true when it comes to finances. If you are not diligent and don’t have a plan, you are sure to fail in your efforts. Here is a checklist to help make sure you keep on track and reach your financial goals.
You’ve probably heard this saying more times than you can count, “live within your means.” What exactly does that mean, and how can you apply this to your financial life?
There are several different schools of thought when it comes to which debt you should pay off first.
Interested in learning about your credit, budgeting, or practical ways to save money? FORUM is offering several Financial Seminars.
When you need a new pair of shoes, do you buy the first pair you find? You probably have certain things you are looking for in your new shoes, and you don't stop shopping until you find just what you need. When it comes time to shop for a credit card you need to keep these three important things in mind:
If you’re concerned about your ability to receive credit, or if you already know that you have problems with your credit, there are steps you can take to improve your credit worthiness.
A great first step in improving your financial life is debt reduction. Credit card offers are so appealing these days: low introductory rates, reward points, high limits. Many consumers rely on them to get through hard times and are left with large amounts of debt and high interest rates. Here are a few strategies to help you begin the process of reducing debt.