Do you have a desire to live more comfortably financially speaking now and in the future? It doesn’t have to be all about earning more money. The concept of living below your means now so that you can retire earlier and more financially set later is a way of life that is different.
It may sound scary at first, but doing a regular budget check-up can be both easy and extremely beneficial. We want to give you four simple ways you can review your numbers to conduct your own budget check-up. You’ll take a look at your debt, emergency savings, net worth, and discretionary spending.
Saving enough money for retirement can be confusing and intimidating, which can prevent people from thinking about it altogether. This lack of planning is just one threat to your future’s financial security. Whether you’ve been planning for years or you’re just starting out, here are seven threats to your retirement to keep in mind.
It’s July, half the year has already passed and if you haven’t achieved all of your financial goals, don’t worry. There is plenty of time to straighten out your problems and get back on track with your financial goals with a few simple strategies.
For anyone who wants to improve their financial situation, the first step is usually tracking their spending to see where their money is going. The second and much harder step, deciding where their money should be going which usually means a drastic change in financial habits.
With summer just over a month away, many people are starting to make summer plans and incur expenses related to summer activities. Before you start on your summer plans, make sure you are prepared to control your spending. Summer can be a difficult time staying true to your budget.
Are you struggling with any aspect of your personal finance? Are you ready to make a change to improve your financial situation? There are a few basic financial moves you can make to get your finances back on track.
If you have always desired a budget, but feel like the creation and upkeep of one would be too much effort, there might be a better way. As a FORUM member, you have access to FORUM’s free online banking program, CU Online.