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People look forward to the holidays all year long; after all, “it’s the most wonderful time of the year,” isn’t it? What people don’t look forward to are the bills that come in after the holidays are over. That’s when reality sets in. Here are some holiday spending mistakes to avoid this holiday season to help the after-holiday season brighter.

Have you ever needed to purchase gifts when you didn’t have any idea what to buy? You could spend a long day at the mall buying gifts and then realize that you forgot a few people and have to make another trip out for more shopping. Doing a little planning before you hit the stores can save you time, frustration, and money. Hopefully these tips will help.

With the SaveItUp Challenge coming to a close this year, we asked our members to share their personal savings story. Here’s what they said:

The change of seasons is a great time to reevaluate where you are financially. Here are some tips to help you save money this fall.

You know that to be successful at anything, you need to approach it with a plan and with goals and deadlines to achieve them. This is true for your home and work life, and it’s equally true with your financial life. Whenever you attempt to just “wing it” at something, it never turns out as well as it would have had you spent time with it and been prepared. Start managing your money and stop just “winging it.”

It may seem like there is no way to cut costs on groceries every week, but here are a few things you can do to help cut down on how much you spend at the store.

Between birthdays, babies, weddings, and anniversaries (and not to mention all of the holidays), giving gifts can get pretty expensive. Of course you want to celebrate the occasion and recognize someone you care about, but you don’t have to spend a fortune to do so. Here are a few tips to help you save money on gifts.

This is a great question to ask yourself no matter where you are financially. If you are spending more than you bring in, you need to question where your money is going and what it is accomplishing in your life. So, what can you live without? Here are few items to help you get started improving your life financially as well as mentally.

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