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It’s July, half the year has already passed and if you haven’t achieved all of your financial goals, don’t worry. There is plenty of time to straighten out your problems and get back on track with your financial goals with a few simple strategies.

For anyone who wants to improve their financial situation, the first step is usually tracking their spending to see where their money is going. The second and much harder step, deciding where their money should be going which usually means a drastic change in financial habits.  
 

It never hurts to have a few goals in mind as you approach various age milestones. For example, before you’re 30, you should be maximizing employer benefits like a 401(k) plan. But what are the financial goals you should think about before you reach 40? Here are a few areas you may want to consider.
 

We have all heard the sage financial sound-bytes that seem so powerful and useful.  But what do they really mean and how can they be used in everyday life?  Decoding the true meaning of some of the tried and true financial sayings can be very helpful to your financial situation.  Applying these thoughts will produce positive results.
 

It’s never too early to start teaching your child or teen good financial habits. That’s why FORUM celebrates National Credit Union Youth Month™ in April. This is the perfect opportunity to focus on the financial needs of young people and teach them the benefits of saving money and setting financial goals. FORUM is committed to helping kids become financially aware and instilling strong financial habits. 
 

Do you need to increase your cash flow to make your monthly budget work? Almost everyone could use a few more dollars each month.  There are ways to give yourself a raise even if you don’t get one from your work.
 

No matter the age of your child, it’s never too early to start teaching them the three principles of money: saving, spending, and sharing! The more they understand at an early age, the better equipped they’ll be to make wise financial decisions later. 

Figuring out how to pay for college is no easy task. But the good news is, there are various options available when it comes to financial aid for undergraduate students. 

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