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As a not-for-profit financial cooperative, FORUM is owned by you, our members. This structure allows us to return profits to members through dividends, lower interest rates on loans, and investments to our member service efforts including employees, branch locations, and technology.  As a result of our ownership structure, we are politically active to help shape legislation that focuses on government regulations that impact our ability to efficiently serve you

Disputes about money continues to be cited as the number one reason that couples in committed relationships have troubles. Often times these problems could have been avoided if the couples actually talked about money. Only a few subjects really need to be broached by couples to have an effective long term relationship as it relates to money issues.

Whether you’re going to college or attending high school, FORUM’s Student Checking Account gives you the flexibility and services to accommodate your lifestyle.  Plus, right now if you open a Student Checking Account before August 31, you’ll be entered to win a MacBook Air computer!*

June is National Safety month and besides all of the concerns for your personal safety, you should also consider precautions to keep your financial information safe as well. There are ways to keep your money and your identity secure and most start with being aware and informed.
 

It never hurts to have a few goals in mind as you approach various age milestones. For example, before you’re 30, you should be maximizing employer benefits like a 401(k) plan. But what are the financial goals you should think about before you reach 40? Here are a few areas you may want to consider.
 

Categories: Finances, Homeownership

Thinking about making some home improvements? Here are just a few tips to help you stay focused and add the most value to your home.

It’s never too early to start teaching your child or teen good financial habits. That’s why FORUM celebrates National Credit Union Youth Month™ in April. This is the perfect opportunity to focus on the financial needs of young people and teach them the benefits of saving money and setting financial goals. FORUM is committed to helping kids become financially aware and instilling strong financial habits. 
 

Categories: Budgeting, Finances, Planning

If you have always desired a budget, but feel like the creation and upkeep of one would be too much effort, there might be a better way. As a FORUM member, you have access to FORUM’s free online banking program, CU Online.
 

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