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For millions of Americans, they have or will soon receive a tax refund check this year. This year’s average refund check has been nearly $2,900 per return. There are several prudent choices for your tax refund and even a few fun ways to spend it if you just have to spend the refund.
Is there a cause you really care about? Giving to a charitable organization is a great way to make an impact on that cause. There are millions of charities in the United States alone, and with that comes a high level of competition. Consequently, charities have resorted to telephone solicitations and stuffing your mailbox with pamphlets, leaving you feeling guilty for not knowing where your donations should go. So what do you do?
We won’t argue that giving is great, but before picking a charity, make sure you consider the following things:
As 2012 draws to a close, it’s important to be aware of upcoming tax changes and how to best plan for your specific situation.
With home pricing beginning to rise slightly and homeowners paying down their debt, many find themselves with equity once again in their homes, and lenders are once again looking to help borrowers use that equity for their long term benefit. Before leveraging the equity in your home, think about these important tips:
It may seem strange to start thinking about next year’s taxes already, but the better prepared you are, the more money, time, and stress you can save when tax season rolls around. Here are a few items that you can start working on now.
Your home may seem like a money hog: mortgage payments, utilities, and maintenance. But for those who have equity in their homes or the right property, your home may actually be able to save or even make you money.
If you are planning on fall home improvements, there are certain improvements that may qualify for tax credits.
Generally speaking, Americans are a generous group. Once we meet our own financial needs, we start thinking about others who could benefit from what we’ve earned.