Whether you are like thousands of families getting ready to head out for spring break or you are spring breaking at home, the week of Spring Break is a potential financial crisis caused by overspending. Fortunately, there are a few ways to keep your spending under control.
One of the most perplexing questions for a home buyer is whether to use a fixed rate mortgage or an adjustable rate mortgage loan. Some might think in today’s rate environment, a fixed rate mortgage is the only option. That is not necessarily true as even today, there are reasons to consider an ARM loan.
Budgeting is certainly a lifestyle change and if your New Year’s resolution was to live by a budget, you could be experiencing burnout by now. Lifestyle changes are difficult, however there are ways to beat budget burnout and stay on track financially.
This is the time of year that many couples are taking their relationships to a more committed level. With Valentine’s Day being this week most couples probably talked about love but for long term relationships a discussion about money is critical. Following the money relationship advice below might be just as important to your relationship as expressing your love for each other.
February seems to the time that homeowners start thinking about one of the biggest decision they will ever face. Should you remodel or move? There are a few important financial questions that should be answered before deciding which option is best for your situation.
Even though income taxes are not due until April 18th waiting until then to file your taxes might not be a smart financial strategy. Filing your taxes early might be a good option for certain situations, don’t procrastinate during tax season!
If you want to know how you are doing financially from a big picture perspective there are only four numbers that you need to know to gauge your financial situation. These four numbers provide a snapshot of where you are today and also provide insights on how well you are doing over time.
It has been reported in the last few weeks that the Federal Reserve is planning to increase their rates two or three times in 2017. The impact for you might not be exactly what you think it will be regardless of whether you have a variable rate loan or not.