Between Black Friday, Cyber Monday and Giving Tuesday, you have had several opportunities to exceed your holiday budget with still nearly a month to go. If you find yourself in that situation, don’t panic. You have several options available that can use to get yourself out of this financial difficulty.
For most people, following the basic money rules is the right choice for their financial situation. However, as with most things in life, there are situations that following the tried and true advice might not be the best option.
Being debt free is a goal for everyone who has any debt. Yet even though that is a goal for everyone, hardly any has a true plan to be debt free in the near future. How can you reach debt free status? There are surprisingly several ways to become debt free that don’t have to be that painful.
The IRS is estimating that over 100 million people will receive a tax refund in 2016 out of an estimated 150 million tax returns to be filed. Chances are pretty high you will receive a tax refund so the next question is what will you do with it?