The fourth quarter of the year is always a good time to start thinking about ways to minimize your tax burden. Why now? Some of the financial moves you can make have to be done in the calendar year and others might require a couple of months to complete.
One of the keys to financial success is understanding that the use of savings or debt for purchases has a major impact on your future financial success. More to the point, how you pay for any purchase has a direct correlation to your future financial success.
Most people only consider a mortgage refinance when rates are falling and even though rates have increased slightly there are times refinancing still makes sense. Mortgage rates are still below historical levels and the reasons for refinancing involve more than just lowering your rate.
When attempting to assess your financial situation you could use a variety of different measurements to make a determination. There is only one number that matters the most in the long run and understanding this number can help you have a better understanding of your success in improving your financial situation.
September is National Preparedness month and an important component is being financially prepared for all of the life events that can come your way, expected or unexpectedly. It starts with understanding how different life events might impact your financial situation. Being prepared could be easier than you imagine.
The time between Labor Day and Thanksgiving is the perfect time to make a few financial adjustments that can be very rewarding. Knowing the money moves to consider is important and starts with answering four basic questions.
Many people will experience a financial setback or difficulty that they must deal with during their lifetime. Remaining calm and understanding your situation are two crucial steps in resolving most any financial crisis. It is important that you solve the real problem, not just treat the symptoms.
Everyone makes hundreds of financial decisions in their lifetime and no one ever makes them all correctly. However, there are a few mistakes that everyone needs to avoid to avert financial catastrophes. These are decisions that can have long lasting consequences.