People who are in financial distress often don’t realize there is a problem until it is too late. They miss the warning signs and the financial behaviors that might predispose them to big problems. Early detection is key in keeping financial problems from spiraling out of control.
If your take home pay has increased this year either due to a raise or the tax law changes this could be an opportunity to make significant financial changes. There a few keys moves that can really can help you change your financial situation.
Want to make your budget work in 2018? The key is avoiding the many potential budget busters that will come your way this year. This should make for a more successful budget and a better financial outlook.
Many people are in the habit of making resolutions for the New Year and financial resolutions are often included. The key is knowing if they are realistic or just another resolution that will be forgotten before Ground Hog Day.
Most people don’t intend to be in a poor financial situation, it usually is a combination of misfortune and poor financial habits that lead them towards financial distress. There are a few behaviors that can be the foundation for a better financial outlook and mastering the basics will pay dividends your entire life.
The last few days have been serious holiday shopping days and the frenzy of activity could have caused you to lose track of your financial situation. If you find yourself over your holiday budget don’t worry, there are a few ways to cure the Black Friday financial hangover.
Many parents are excited about spending time with their college kids who will be coming home for Thanksgiving in a few short days. This time together provides an excellent opportunity to talk about the financial aspects of their college life. You can have a good discussion as long as you frame it as an adult conversation, not a parent/child conversation.
Everyone is looking for ways to have just a little more money per month to pay down debt, save a little more or have it to spend on necessities. It might be easier than you think to find $50 or even $150 in savings per month. See below for ideas on where to start looking.