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Your Voice

As a FORUM Credit Union member your voice is important. FORUM Credit Union actively participates in the legislative process to represent the best interests of our Credit Union member/owners. There are important legislative issues being discussed every year that impact the products, services, and rates associated with FORUM accounts and services. FORUM speaks up to preserve the cooperative financial model for delivering financial services and you can too.

  • Sign up to receive notices from FORUM when key legislative issues are being discussed. Click here and select "Legislative Issues."
  • Read about the success credit unions have had by engaging in 360 Degree Advocacy
  • Let your voice be heard on key issues by emailing your legislator about important credit union matters 

A few top issues in Congress impacting credit unions are:
  • Regulatory Burdens - CUNA is urging the CFPB to withdraw the payday proposal or exempt credit unions from the proposal. CUNA filed a comprehensive comment letter advocating for the protection of credit union members. The current CFPB small dollar lending proposal includes consumer friendly credit union products and services. Read more about this proposal
  • Data Security - Credit Unions are strictly regulated with regard to data security and notification of data breaches. Credit unions have systems in place to protect sensitive information and supports efforts to extend similar requirements to other industries, such as retailers, that handle sensitive information. View the latest infographic from the Electronic Payments Coalition indicating consumer preference for choice in the payment security space.  
  • Preserving the credit union tax status - Congress has provided the credit union federal tax-exemption because of the not-for-profit, cooperative structure of credit unions, and the special mission credit unions have to serve consumers. The credit union tax status is not based on the size of credit unions or the products and services that they offer; it is based on the credit union structure. This rationale for the tax-exempt status has been ratified several times by Congress. Visit the national Don't Tax my Credit Union information center