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Your Voice

As a FORUM Credit Union member your voice is important. FORUM Credit Union actively participates in the legislative process to represent the best interests of our Credit Union member/owners. There are important legislative issues being discussed every year that impact the products, services, and rates associated with FORUM accounts and services. FORUM speaks up to preserve the cooperative financial model for delivering financial services and you can too.

  • Sign up to receive notices from FORUM when key legislative issues are being discussed. Click here and select "Legislative Issues."
  • Let your voice be heard on key issues by contacting your legislator about important credit union matters. Contact your legislators here.  
  • Share your Voice with FORUM. If you have credit union related political concerns you would like FORUM to share with CUNA and their advocacy team, let us know!

A few top issues in Congress impacting credit unions include:

Regulatory Burdens - For more than 100 years, credit unions have fulfilled their mission to promote thrift and provide access to credit for the communities they serve. Through the fulfillment of this mission and the success of their members, credit unions have become a growing and more essential part of the American economy. Still, the law in many areas holds credit unions back from doing even more for their members, their communities, and the economy in general. Credit unions are advocating for Common-Sense Regulation
  • Read a summary of top regulatory priorities for credit unions in 2017.
  • CUNA sent a letter to the National Credit Union Administration outlining regulations scheduled for review this year that will impact credit unions.
  • The Indiana Credti Union League created this summary of how one-size regulations are negatively impacting consumers. 
Data Security - Credit unions are strictly regulated with regard to data security and notification of data breaches. Credit unions have systems in place to protect sensitive information and support efforts to extend similar requirements to other industries, such as retailers. Merchant data breaches are increasing and financial institutions pay the costs associated with the merchant's lack of proper security measures. Learn more about the impact of data breaches. 
  • The latest consumer data breach is the Equifax breach, which impacted millions of Americans. See what CUNA and Congress are doing to help protect consumers. 
Preserving the credit union tax status - Congress has provided the credit union federal tax-exemption because of the not-for-profit, cooperative structure of credit unions, and the special mission credit unions have to serve consumers. Read the most recent letter CUNA sent to the Senate Finance Committee discussing the credit union tax issue.  

CUNA outlines the top reasons Congress should preserve the credit union tax status
  1. The tax treatment for credit unions continues to serve the purpose for which it was conveyed
  2. The tax status represents good public policy, because it causes the creation of substantial benefits to the public, far in excess of its cost
  3. Taxing credit unions would represent a tax increase on 110 million Americans - taxpayers who paid a total of $1.2 trillion in taxes in 2014 - and would likely lead to the elimination of many credit unions