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Health Savings Accounts (HSAs)

Take control of your health costs with FORUM Health Savings Accounts.  This account allows you to save and pay for qualified medical expenses if you are covered by a qualified health plan*

Features

  • Low application fee**
  • No monthly service fee
  • Option to earn dividends with an HSA Money Market
  • Receive monthly statements electronically or by mail
  • HSA balances can roll over year to year
  • Contribute funds via payroll or direct deposit
  • Savings are tax deferred
  • Free MasterCard Debit Card
  • Withdraw funds at any branch or ATM location
  • Unlimited check writing
  • Free access to Bill Pay


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*You are eligible for an HSA if you are covered under a high deductible health plan (HDHP). In order to qualify, you are generally not covered by another health plan that is not an HDHP, not enrolled in Medicare, and are not claimed as a dependent on somone else's tax return in the year contributions are made.  This is not intended as tax advice.  Please consult a tax professional.

**$5 membership fee required.  Application fee of $15 may be waived if you work for an affiliated business.  $10 early disclosure fee applied if account is closed within 6 months of open date.

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