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Personal Loan Rates

Tier Maximum Credit Limit Intro Rate Annual Percentage Rate (APR) Minimum APR (Floor) Maximum APR Margin
A+ and A $25,000 2.99% 8.74%
(Variable with the Market Based on the Prime Rate)
3.99% 21.00% +3.99%
B $20,000 2.99% 10.74%
(Variable with the Market Based on the Prime Rate)
5.99% 21.00% +5.99%
C $15,000 2.99% 14.74%
(Variable with the Market Based on the Prime Rate)
9.99% 21.00% +9.99%
Tier Maximum Credit Limit Annual Percentage Rate (APR) Minimum APR (Floor) Maximum APR Margin
A+ and A $25,000 8.25%
(Variable with the Market Based on the Prime Rate)
7.99% 21.00% +3.50%
B $20,000 10.99%
(Variable with the Market Based on the Prime Rate)
10.99% 21.00% +5.50%
C $15,000 12.99%
(Variable with the Market Based on the Prime Rate)
12.99% 21.00% +7.50%
Tier Maximum Loan Amount Annual Percentage Rate (APR) Maximum Term
A+ and A $40,000 6.74%* Fixed 41 Months
A+ and A $40,000 6.99%* Fixed 53 Months
A+ and A $40,000 7.24%* Fixed 65 Months
A+ and A $40,000 7.49%* Fixed 77 Months
A+ and A $40,000 7.74%* Fixed 84 Months
B $30,000 8.74%* Fixed 41 Months
B $30,000 8.99%* Fixed 53 Months
B $30,000 9.24%* Fixed 65 Months
B $30,000 9.49%* Fixed 77 Months
B $30,000 9.74%* Fixed 84 Months
C $20,000 10.74%* Fixed 41 Months
C $20,000 10.99%* Fixed 53 Months
C $20,000 11.24%* Fixed 65 Months

Rates as of 4/1/2018.

Click here to see the detailed Personal Loan rate sheet and full disclosures, including rate information for Motorcycle, Boats, and RV Loans.