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Personal Loan Rates

Credit Cards - Mastercard

Tier Maximum Credit Limit Intro Rate Annual Percentage Rate (APR) Minimum APR (Floor) Maximum APR Margin
A+ and A $20,000 2.99% 7.24%
(Variable with the Market Based on the Prime Rate)
3.99% 21.00% +3.99%
B $15,000 2.99% 9.24%
(Variable with the Market Based on the Prime Rate)
5.99% 21.00% +5.99%
C $10,000 2.99% 13.24%
(Variable with the Market Based on the Prime Rate)
9.99% 21.00% +9.99%

Moneyline - Personal Line of Credit

Tier Maximum Credit Limit Annual Percentage Rate (APR) Minimum APR (Floor) Maximum APR Margin
A+ $15,000 7.99%
(Variable with the Market Based on the Prime Rate)
7.99% 21.00% +3.50%
A $15,000 7.99%
(Variable with the Market Based on the Prime Rate)
7.99% 21.00% +3.50%
B $10,000 10.99%
(Variable with the Market Based on the Prime Rate)
10.99% 21.00% +5.50%
C $2,500 12.99%
(Variable with the Market Based on the Prime Rate)
12.99% 21.00% +7.50%

Member Appreciation - Personal Installment Loan - Special Rates

Tier Maximum Loan Amount Annual Percentage Rate (APR) Estimated Monthly Payment (ex: $5,000 loan) Maximum Term
A+ and A $10,000 7.49%* Fixed $155.60 36 Months
A+ and A $10,000 8.49%* Fixed $123.30 48 Months
A+ and A $10,000 9.49%* Fixed $105.06 60 Months
B $7,500 9.49%* Fixed $160.24 36 Months
B $7,500 10.49%* Fixed $128.08 48 Months
B $7,500 11.49%* Fixed $110.02 60 Months
C $5,000 11.49%* Fixed $164.96 36 Months
C $5,000 12.49%* Fixed $132.96 48 Months
C $5,000 13.49%* Fixed $115.10 60 Months

Motorcycle Loan - Special Rates (Model Years 2003 - 2014)

Term (Months) Estimated Monthly Payment (ex: $10,000 loan) Annual Percentage Rate (APR) Maximum LTV
1 - 36 $295.36 As low as 3.99% Fixed 110%
37 - 48 $234.94 As low as 4.99% Fixed 110%
49 - 60 $193.40 As low as 5.99% Fixed 110%
61 - 72 $170.54 As low as 6.99% Fixed 110%

Boats (Model Years 2003 - 2014)

Term (Months) Estimated Monthly Payment (ex: $10,000 loan) Annual Percentage Rate (APR) Maximum LTV
1 - 66 $178.32 As low as 5.99% Fixed 110%
67 - 84 $150.98 As low as 6.99% Fixed 100%

RV's (Model Years 2003 - 2014)

Term (Months) Estimated Monthly Payment (ex: $10,000 loan) Annual Percentage Rate (APR) Maximum LTV
1 - 66 $178.32 As low as 5.99% Fixed 75%
67 - 96 $136.38 As low as 6.99% Fixed 75%

Other Titled Loans

Term (Months) Estimated Monthly Payment (ex: $10,000 loan) Annual Percentage Rate (APR) Maximum LTV
1 - 60 $212.56 As low as 9.99% Fixed 100%
61 - 66 $202.70 As low as 10.99% Fixed 100%

Seasoned Auto (2002 model or older, mileage exceeds limits)

Term (Months) Estimated Monthly Payment (ex: $10,000 loan) Annual Percentage Rate (APR) Maximum LTV
1 - 48 $253.74 As low as 9.99% Fixed 100%

Rates as of 7/3/2014.

Click here for a detailed Personal Loan rate sheet and full disclosures.  
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