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Whether you are just starting a business or you’ve had a business for years, it’s critical to have a financial institution that can support your business needs. When thinking about where you should turn for business banking, consider both your current situation and your future financing goals.
Ask yourself these questions as you examine your business’ needs. Do you need a simple business checking, investment help, or maybe a small business loan? How much cash flow will be moving in and out of your business? It’s also important to consider the level of access you want for your accounts. Would you like to take care of most of your business account needs online, or would you prefer more personal face-to-face service?
Perhaps you may even be looking for additional or specialized services for your business. FORUM Commercial Group offers various treasury management solutions including merchant card processing, payroll outsourcing, and remote check deposit processing. Business members can also take advantage of a wide range of advisory and business consulting services including tax planning and preparation. In addition, FORUM offers benefit packages for your employees including 401(k)s, Simple IRAs and SEP IRAs, and Health Savings Accounts (HSAs).
As your business grows, its needs will likely change as well. That’s why it’s critical to always reevaluate and make sure you are receiving the support your business requires. This may even involve bringing in a business partner. Before committing to a partner, make sure to consider their level of commitment, the skills your partner would be bringing to the table, the personal relationship involved, and whether your vision for the future is shared.
Finding a supportive financial institution as you start your business is essential. FORUM Commercial Group is happy to help you gather information. Just call 317.558.6299 and select option “0.”
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©2015 FORUM Credit Union