Shopping is fun, but it's important to understand some tips to help you be a wise consumer! The Federal Trade Commission (FTC) offers the following tips to help you shop wisely and safely.

• Know who you are dealing with.
• Protect your privacy.
• While online order only on a secure server.
• Guard your online passwords.
• Check the refund and return policy.
• Read the fine print.
• Check delivery dates.
• Review warranties.
• Compare prices.
• Check shipping and handling fees.
• Order early to allow plenty of time for shipment and delivery.
• Track your purchases.
• Keep receipts and web site printouts.

Also check out FORUM's resource section for tips on avoiding online fraud. Be a smart consumer and be aware.

Do you most of your shopping online or in stores and why?

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