An ATM card is a plastic card issued by a financial institution that allows the card holder to get basic financial services from an automated teller machine. These services include: deposits, withdrawals up to a specified limit per day, and account balance inquiries. An ATM card requires that a personal identification number (PIN) be used in order to access the account.

A debit card is a plastic card issued by a financial institution that can be used like a credit card. The difference is that a credit card allows the card holder to borrow money for a purchase, and a debit card makes an electronic payment immediately from the card holder's checking account or savings account. A debit card is also called a "check card" or a "cash card."

Many financial institutions issue an ATM/Debit Card. This card has the functionality of both an ATM Card and a Debit Card.

Do you have an ATM or debit card, and how often do you use it?