I set aside a reasonable amount every month as a safety net. It’s my rainy day fund in case something unexpected happens, but what about the expected? I can’t use my rainy day fund for a vacation or something fun. That’s why it’s important to not only save for a rainy day but to save for a goal. [More]

Your Credit Score - What You Need to Know Knowing how to improve your credit score can really make a difference when applying for credit.  Credit scores are three-digit numbers lenders use to gauge your credit worthiness and will determine the best rates and terms.  These days, len... [More]

I found a neat web site aimed at helping consumers create and stick to a plan to eliminate their unsustainable ways and embrace new, greener habits. [More]

I was recently reviewing websites that detailed cost saving ideas and compiled these 12 “power savers”.  They include average savings per month and annually. Being someone who loves a cup of morning java, I have to admit it was tough putting that first one on the list. Altho... [More]