Buying a car shouldn’t be an impulse decision, so don’t start the process by driving to the dealership. You will leave with a car you really shouldn’t have bought, at perhaps not the best price and likely a payment a little more than you can really afford. Your first step in the process should start with an assessment of what you really want to buy and how much you can afford. If you don’t you might end up with buyer’s remorse. Try following these simple tips when you are ready to by your next car and you will likely have a much longer feeling of happiness about your car purchase. [More]

Saving money is hard and saving money out of your budget when the cost of what you have to buy keeps going up is even harder. Sometimes though, it is best to look for many small, incremental changes versus one big change. The one big change is usually not that probable. So, here are a few ideas to save everyday in a few important areas… Savings money is hard and saving money out of your budget when the cost of what you have to buy keeps going up is even harder. Sometimes though, it is best to look for many small, incremental changes versus one big change. The one big change is usually not that probable. So, here are a few ideas to save everyday in a few important areas… [More]