“Budget” is an intimidating and depressing word for many because it requires facing the reality of your not-so-perfect spending habits. For this blog, let’s refer to a “budget” as a spending plan… maybe that will ease the pain a little. Coming... [More]

In today’s world, younger generations possess a large amount of spending power and influence. This power is ideal for companies because many items kids buy fall under the “luxury” category, things like: games, music, and clothing. Unfortunately, the advertisements that... [More]

If you’re not knowledgeable with your own finances, this is the time to educate yourself. It’s never too soon or too late to begin talking with your children about money. Don’t know where to start? Begin with books written by people known for helping others with financial success... [More]

Not knowing where your money is going can spark a lot of arguments. Time spent with your significant other should not be filled with resentment over finances. Besides, who wants to argue on Valentine’s Day, anyway? Here are three things to keep in mind so you can enjoy time with your significant other: [More]

1) “Better” name doesn’t mean better quality. Stop searching for brand name products. Generic products often consist of the same ingredients. Are you having trouble finding them? Start looking on the bottom shelves at the grocery store. Stores purposely put more expe... [More]

    With the “Big Game” just around the corner, family and friends may be expecting you to throw a winning party to celebrate the special occasion. There is only one problem: you’re short on cash. Don’t fret; a tight budget won’t stop your p... [More]

With the New Year comes new resolutions, and if you are like most people, your finances could use some help or maybe a complete overhaul. Here are a few ways to improve your finances this year. [More]

In December, FORUM Credit Union announced three SaveItUp Challenge winners. Participants were entered to win three cash prizes once they enrolled in the program, completed two financial steps, and met at least one goal. Prizes were awarded in three different categories: savings, debt reduction, and financial education. [More]

People look forward to the holidays all year long; after all, “it’s the most wonderful time of the year,” isn’t it? What people don’t look forward to are the bills that come in after the holidays are over. That’s when reality sets in. Here are some holiday spending mistakes to avoid this holiday season to help the after-holiday season brighter. [More]