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Have you finally decided it’s time to make a budget or at least get your some of your expenses under control?  Well, one of the first questions you should have is how much should be allocated to each expense area.  The best way to answer that question is to use what others are spending for each type of expense and build your budget from that starting point.

For most consumers there has to be a decision on whether to build your retirement savings or to build a college fund for your children. This is a very tough decision and one that can be emotionally charged.  The best way to answer which should be a priority is to take the emotion out of the question and look at it as a pure financial dilemma.

Categories: Security

It is important for you to become familiar with various types of phishing scams, and how to guard against them. 

Categories: Budgeting, Saving

One of the most important building blocks for a sound financial future is to be prepared for the unexpected…and having an emergency fund is the key to being prepared financially.  Many times emergency funds are derailed because we don’t have enough saved or we use them for non-emergency items.

Looking back at 2013.

So you messed up in 2013. The good news is that in most cases, it’s not difficult to get back on track. Here’s what you need to do now to correct 2013’s financial mistakes.

Categories: Security

Target announced this morning that as many as 40 million of their customers' credit and debit card data may have been compromised for anyone who made purchases at the retailer between November 27th and December 15th.

FORUM Credit Union is working closely with MasterCard® to determine if any Credit Union debit cards have been compromised by this breach. 

Many people find it a struggle to pay their bills – especially as they age. 
 
So if you find yourself observing your parents or an elderly relative in need of a helping hand, here are a few of many issues to consider:

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