You may have had every intention of using credit cards wisely like paying them off every month and only using them in the case of an emergency. Even with the best intentions, credit card spending can easily get out of control and then become extremely hard to get under control. If you’ve racked up debt in credit cards, here are some steps to take to gain back control. [More]

There are several theories on what is the best way to pay down debt, but it really depends on your personality and what motivates you. Here are 5 different ways to help you get started. [More]

Your credit score says a lot about you to lenders. One small mistake can cost you points which in turn can cost you money in higher interest rates or even cause you to be denied for a loan. Here are 5 mistakes that can hurt your credit. [More]

It’s almost that time of year again; time to start cleaning the windows, screens, and doors. Time to open the windows and clean the oven; it’s spring cleaning time! While you are thinking about getting your home in order, think about cleaning up those messy finances, too. [More]

We’ve heard it said a million times, “debt is bad,” but, how many people can pay cash for their home, car, and/or child’s education? So, when does it make sense to borrow, and what debt should be avoided? [More]

Many of the New Year’s resolutions people make involve money. That comes as no surprise, because money plays a major role in many aspects of our life. If you’d like to put your finances on more solid ground, consider these resolutions: [More]

To be successful at anything in life takes planning and effort, and that is especially true when it comes to finances. If you are not diligent and don’t have a plan, you are sure to fail in your efforts. Here is a checklist to help make sure you keep on track and reach your financial goals. [More]

You’ve probably heard this saying more times than you can count, “live within your means.” What exactly does that mean, and how can you apply this to your financial life? [More]

A great first step in improving your financial life is debt reduction. Credit card offers are so appealing these days: low introductory rates, reward points, high limits. Many consumers rely on them to get through hard times and are left with large amounts of debt and high interest rates. Here are a few strategies to help you begin the process of reducing debt. [More]