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The Importance of Budgeting

Wednesday, 21 December 2011 20:09 by Jacki

A budget is like a map: it tells you where you are, where you’re going, and what you need to do to get there. The better you plan your finances today, the less likely that you’ll encounter problems down the road. [More]


Sticking to Your Holiday Budget

Thursday, 1 December 2011 00:33 by Jacki

Many of us approach holiday budgets the same way we look at those New Year’s resolutions to lose weight. We’re very good about making a promise to ourselves, and we’re able to resist for a few days. Then that plate of cookies starts calling to us, and the resolution is forgotten until the next January. [More]


5 Ways to Save Energy and Save Money

Saturday, 29 October 2011 14:27 by Jacki

Improving your home’s energy efficiency can also help you improve your cash flow. Here are 5 simple ways to start saving energy and money. [More]


A Financial Checklist

Thursday, 13 October 2011 23:47 by Jacki

To be successful at anything in life takes planning and effort, and that is especially true when it comes to finances. If you are not diligent and don’t have a plan, you are sure to fail in your efforts. Here is a checklist to help make sure you keep on track and reach your financial goals. [More]


Emergency Fund Basics

Tuesday, 27 September 2011 21:37 by Jacki

Experts are always saying that you need to have an emergency fund, but what exactly are they, and how much do you need? Here are answers to these questions and more about emergency funds. [More]


Living Within Your Means

Sunday, 18 September 2011 15:24 by Jacki

You’ve probably heard this saying more times than you can count, “live within your means.” What exactly does that mean, and how can you apply this to your financial life? [More]


Boost Your Savings

Sunday, 21 August 2011 20:04 by Jacki

Let’s face it, for most people, saving money is hard. It seems like the money is spent as soon as the paycheck hits your account. If saving is hard for you, here are a few tips to help boost your savings. [More]


Skip to Save: 5 Money Wasters

Sunday, 7 August 2011 18:39 by Jacki

There are many things that can be considered money wasters like: eating out, “fancy” coffee drinks, or the 40th pair of shoes for your collection. We know these aren’t great choices, but their fun and sometimes just part of who we are. But, then there are items that you really don’t need and can skip altogether to save money. [More]


How to Know if You Should Refinance

Wednesday, 20 July 2011 19:51 by Jacki

Knowing whether you should refinance your existing mortgage is a difficult question to answer. You’ve probably heard your friends or family members discussing refinancing their mortgage loan and how they have significantly lowered their monthly payment. So, you are probably wondering if and when you should consider refinancing? [More]


We’re Offering Financial Seminars

Wednesday, 22 June 2011 22:32 by Jacki

Interested in learning about your credit, budgeting, or practical ways to save money? FORUM is offering several Financial Seminars. [More]


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