A budget is like a map: it tells you where you are, where you’re going, and what you need to do to get there. The better you plan your finances today, the less likely that you’ll encounter problems down the road. [More]

FORUM announced three SaveItUp Challenge winners. Participants were entered to win three cash prizes once they enrolled in the program, completed two financial steps, and met at least one goal. Three goal categories were offered: Savings, Debt Reduction, and Financial Education. [More]

Many of us approach holiday budgets the same way we look at those New Year’s resolutions to lose weight. We’re very good about making a promise to ourselves, and we’re able to resist for a few days. Then that plate of cookies starts calling to us, and the resolution is forgotten until the next January. [More]

Holiday costs have a funny way of adding up very quickly. You may tell yourself that you’re not going to spend too much this year, but once you get past the gifts, the wrapping paper, cards, decorations, and all those other things, you’ll find that you’ve spent much more than you expected to. If you stop and think about it, there are many ways you can scale back your holiday costs. [More]

To be successful at anything in life takes planning and effort, and that is especially true when it comes to finances. If you are not diligent and don’t have a plan, you are sure to fail in your efforts. Here is a checklist to help make sure you keep on track and reach your financial goals. [More]

You’ve probably heard this saying more times than you can count, “live within your means.” What exactly does that mean, and how can you apply this to your financial life? [More]

Knowing whether you should refinance your existing mortgage is a difficult question to answer. You’ve probably heard your friends or family members discussing refinancing their mortgage loan and how they have significantly lowered their monthly payment. So, you are probably wondering if and when you should consider refinancing? [More]

Interested in learning about your credit, budgeting, or practical ways to save money? FORUM is offering several Financial Seminars. [More]

In conjunction with our SaveItUp Challenge, we offer Dave Ramsey’s Financial Peace University Classes to help our SaveItUp participants and members make the right decisions with their money. We also distribute Dave’s weekly column “Dave Says” as another encouragement and tool for our participants and members. [More]