It can be overwhelming and time consuming to sit down and create/review your budget.  FORUM offers a free and anonymous online service called Debt in Focus.  Debt in Focus minimizes some of this stress and takes you through a step-by-step process to review your finances.

After answering a few questions about your income and current debts, a simple financial analysis will provide a wealth of information – debt to income ratios, debt payment schedules, and suggested personal action strategies to help keep your finances moving forward.  Some items you may want to have on hand include income information, monthly debt information (how much you owe, the interest rate, etc.), and monthly living expense information (such as your cable bill, utilities, or guitar lessons).  This is a quick and easy tool you can utilize to take a look at your financial picture.  Click here to get started!