Both credit unions and banks offer almost entirely the same products and services, but it's how they offer those services that make them different. [More]

A budget is a listing of your income and expenses with the goal of making your total income be equal to or greater than your total expenses. [More]

Although it's very exciting, shopping for a car can be a scary experience. Buying a used car is a great option but the buyer must beware. Follow these tips when shopping for your used car to be prepared and help avoid scams. [More]

The automated teller machine,” says a well-known financial editor, “finally proves that money doesn’t grow on trees; it just slides out of a machine.” To get the most out of using an ATM, the Credit Union National Association (CUNA) offers these safety tips: [More]

Have you ever needed to purchase gifts when you didn’t have any idea wat to buy? You could spend a long day at the mall buying gifts and then realize that you forgot a few people and have to make another trip out for more shopping. Doing a little planning before you hit the stores can save you time, frustration, and money. Hopefully these tips will help. [More]

Credit cards offer convenience. You do not need to carry cash to make purchases because you can charge your purchases and then pay for them when you receive your bill. To keep them from costing lots of money, credit cards require discipline on the part of the card holder. Card holders should always try to pay their balance in full by the due date each month in order to avoid interest payments. Interest payments can add up quickly! [More]

Everybody has a “dream car.” Most dream cars also come with a very hefty price tag and if you like a really expensive car, it is probably more than you will earn in one year of work. After realizing that the dream car may have to wait, you might select a more affordable car or even a used car. Still the same dilemma though, how do you pay for the car? [More]

Juggling school work, extra curricular activities, and a part-time job can be a lot to handle during the school year. If you are planning to find a job (or if you already have one) during the school year, keep these points in mind. [More]

As a college student, if you’re not studying, chances are you want to do something fun, and most of the time doing something fun involves spending money. And as a college student, chances are you don’t have much money. So, here are just a few suggestions to help you bring down the cost of entertainment. [More]