Terminology is an important part of every subject that you learn. It is important in learning about finances too. Here are a few standard lending terms that will help you when taking out a loan. [More]

Are you heading off to college this fall? Don't forget to take your credit union along with you! [More]

It's important to get into good savings habits even if you don't have a lot to save. If you get into the habit of depositing part of your money into savings regularly, you will be on your way to developing good lifelong savings habits. Often, people call this "pay yourself first." This means to deposit money into your savings account before spending it on something else. [More]

Anyone who currently has or has had credit cards or loans has a credit history with Credit Reporting Agencies. These agencies provide credit reports upon request. A credit report contains information about where the person works and lives and how they pay their bills. It also may show whether they have been sued or arrested or have filed for bankruptcy. Businesses use this information to evaluate applications for credit, insurance, employment, and other purposes allowed by the Fair Credit Reporting Act (FCRA). [More]

A lot of people worry about their credit and many financial experts devote much of their time to encouraging people to think about it. So what is it about this thing called credit that’s so important? [More]

With the holiday season approaching, more consumers will be shopping online. How can you tell that the website you are purchasing from is legitimate? Here are things to look for to determine the legitimacy of a website. [More]

Ever wonder what an Overdraft/NSF is, or a routing number? Here are basic definitions for an Overdraft/NSF, a check hold, and a routing transit number. [More]

Both credit unions and banks offer almost entirely the same products and services, but it's how they offer those services that make them different. [More]

A budget is a listing of your income and expenses with the goal of making your total income be equal to or greater than your total expenses. [More]

The automated teller machine,” says a well-known financial editor, “finally proves that money doesn’t grow on trees; it just slides out of a machine.” To get the most out of using an ATM, the Credit Union National Association (CUNA) offers these safety tips: [More]