- A variety of short-term and ongoing financing needs
- May request special line of credit checks
- Can transfer funds over the telephone
- Interest doesn't accrue until the funds are disbursed
- Principal payments can be made at any time
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- Provides an initial disbursement of funds
- Can be used for financing one-time expenditures
- No prepayment fees or balloon fees
- Commercial real estate and development loans
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- Longer terms
- Competitive interest rates
- Flexible repayment options
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