Treasury Management

Managing a business keeps you busy.  That’s where FORUM comes in with our cash management solutions.  You can spend less time worrying about the details, and your business will run more efficiently.  Depending on the size and needs of your business, we can customize the right products to fit your company.

ACH Origination:
Nationwide electronic payment system that is used for direct deposit of employee payroll, direct debit for individuals who pay you on a regular basis, and business to business payments.

Line of Credit Sweep:
Automatically monitors and directs checking account funds daily.

Zero Balance Account (ZBA):
All balances are kept in the main account and funds are transferred automatically from the main account to pay checks written on the ZBA account.

Courier Service:
This brings the branch to your business, and visits are made on predetermined days or on an as-needed basis.

Merchant Card Processing:
Partnered with the largest credit card processor in the United States and a check guarantee service is also available.

Payroll Outsourcing:
For businesses that don’t have the time or resources in-house, a third-party payroll processor can determine withholding, pay your taxes, and provide direct deposit.

Remote Check Deposit Processing:
You have the ability to convert paper checks into electronic images, and deposit the images as electronic data, eliminating a trip to the branch.  Your deposit credit appears in your checking account the next day.