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Categories: College, Credit, Education, Planning

Starting off with good habits in college, especially good financial habits, is extremely important to controlling the debt a graduating college student will have; plus, it builds great financial skills that are helpful through all of their lives. Numerous experts all agree that a few basic tips that all freshmen should know can help make the financial impact of college much more manageable upon graduation.

Have you asked your parents for a loan so you could buy something you really wanted? Maybe your favorite music group just released a new CD, and you don’t quite have enough cash on hand to buy it. You ask your parents if they will loan you $20 so you can buy it right away. Then you use the money from your next paycheck or allowance to pay your parents back.

You know that to be successful at anything, you need to approach it with a plan and with goals and deadlines to achieve them. This is true for your home and work life, and it’s equally true with your financial life. Whenever you attempt to just “wing it” at something, it never turns out as well as it would have had you spent time with it and been prepared. Start managing your money and stop just “winging it.”

Your home may seem like a money hog: mortgage payments, utilities, and maintenance. But for those who have equity in their homes or the right property, your home may actually be able to save or even make you money.

Categories: Updates on FORUM

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It may seem like there is no way to cut costs on groceries every week, but here are a few things you can do to help cut down on how much you spend at the store.

FORUM Credit Union in Indianapolis, Indiana is federally insured by the NCUAFORUM Credit Union in Indianapolis, Indiana is an Equal Housing Opportunity lender
Federally Insured by NCUA