As you may have heard or read, there was a massive data breach at an American retailing company that recently struck over the holiday season. It is possible that personal information was also compromised during this breach, including name, mailing address, email address, and phone number.
With this information, individuals may request cardholder account information, with a scam called phishing. Phishing is the act of falsely claiming to be an established legitimate enterprise in an attempt to scam someone into giving personal information that can be used for identity theft.
It is important for you to become familiar with various types of phishing scams, and how to guard against them. Here are three tips:
• Do not share information with anyone over the phone, email or text, even if they claim to be someone you know or do business with. Ask for a call-back number instead.
• Immediately delete texts from numbers or names you don’t recognize.
• Be wary of emails that ask for money or send you to suspicious websites. Don’t click links within emails you don’t recognize.
And of course, as a general rule, always be cautious about sharing any type of personal information (such as SSN, passwords, user ID’s and financial account information).
At FORUM, we take the security of our members very seriously. If you notice any unusual account activity, we encourage you to contact us immediately at 317.558.6000, or by using Live Chat. Tools available to assist with easy account monitoring are online banking, our mobile apps, and your monthly statement.