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Black Friday is the traditional kickoff to holiday shopping and it seems to always begin with a frenzy of activity. This frantic activity often causes impulse buying leading to overspending on the holidays. And it’s not just black Friday but the entire holiday shopping season that needs to be considered.  Whether you are reading this on November 26th or December 15th, the tips below can help you stay out of the red financially speaking.

Categories: Finances, Investments, Planning

If you’re interested in investing, take a look at these easy to follow steps to get started!

Before transitioning from renter to homeowner, it’s important to consider the true costs of home ownership. To find out what you can really afford, make sure to include items from the list below in addition to the sale price of the home.

Many parents are excited about spending time with their college kids who will be coming home for Thanksgiving in a few short days.  This time together provides an excellent opportunity to talk about the financial aspects of their college life.  There are a few topics that are important to discuss.

Categories: Financial, Planning, Saving

Financial concerns can be one of life’s biggest stressors for a lot of people, but did you know that saving money could actually help reduce your stress and improve your health? * Saving money can be simple, too. FORUM offers a 52 Week Money Challenge that is an easy incremental savings plan. 

Categories: Budgeting, Finances, Spending

Holidays are wonderful, but they can also be really stressful. They can be especially taxing when you’re trying to figure out how to pay for gifts, travel, food, and more. To ease some of your stress, FORUM offers several convenient and secure ways to pay for your family’s holiday plans

Categories: Money Matters, Planning

We all want to be successful financially and yet it is the one aspect of our life we often neglect when it comes to the basics of achieving success.  Success is usually derived from a solid plan much the way teams are successful in sports. 

Do you ever find yourself justifying your spending?  Using reasons like: it’s on sale, or I deserve to treat myself to a lavish vacation or I don’t make enough money to save.  Excuses like this could really be derailing your financial success, maybe it’s time for a financial intervention.

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