There are so many ways to spend less or save more that trying to do them all in one month can become overwhelming. A better way to accomplish your financial goals is to break the tasks down to items to complete each month. This provides a manageable list of actions to accomplish in the month and we are more likely to see better results.
The start of the year is a good time to start planning, especially if you have a major life event in your future. If you follow a few smart financial tips these life events don’t leave you broke and help you control the emotional aspect of these events that can lead to irrational financial decisions.
College certainly isn’t cheap. Fortunately, if you take advantage of scholarship opportunities you can potentially make a big dent in your education costs. Unlike loans, scholarships are gifts. That means they never have to be repaid!
Being in financial distress is not always related to a single event. Many times it is the impact of minor bad decisions over a long period of time that can be the cause. There are five financial habits that can be very detrimental to your long term financial success. Changing these habits will make a dramatic difference financially. The five habits to change are: having an expensive daily habit, irresponsible credit card use, buying a car every two years, making many small purchases instead of one large purchase and the number one habit to change is using “hoping for the best” as your financial planning model.
The holidays are supposed to be all about fun and good tidings to all. Unfortunately the holidays can also be a time when we are most likely to be victims of fraud and other scams. There are a few simple ways to protect your money during the holidays
Another year has come and gone. And while it’s exciting to think of the New Year and new beginnings, there is also value in reflecting on the past. From a financial perspective, taking a look back at 2015 can help you lay the foundation for moving forward in 2016.
The holiday season is already in full swing, which means you are likely doing a little shopping or at least making plans to. We hope you can enjoy the hustle and bustle of the season without any unnecessary stress. That’s why we try to make your banking experience with us as convenient as possible.
FORUM Credit Union has been notified that there is a nationwide systems outage affecting merchant credit and debit card authorizations and cardholder transactions. The issue may cause your card transactions to be declined. We apologize for the inconvenience this may cause and are in ongoing communication with our processing partner as they work diligently to resolve this issue as quickly as possible.