We all come from different backgrounds, have had different life experiences and are probably in different stages of life. We do however have one thing common despite all of our difference. If we are not where we want to be financially, it is usually ourselves that we have to blame.
In today’s do it yourself world it can be easy to feel that financial advice can be found by searching online. Much of that mentality is driven by the belief that financial planners are just for those that are rich. Debunking the myths about who really needs financial advisors and the best way to find the right advisor is an important discussion.
On average, FORUM Credit Union performs 1.5 million card transactions for our members each month. This number, which includes ATM, debit, and credit card transactions, continues to increase. As this number climbs, we analyze these transactions in an effort to see how we can make using your FORUM card of choice as convenient as possible. We have many exciting card initiatives on the cusp of being released that we hope will improve the value you receive from your FORUM membership.
For most people in a financial crisis, their crisis didn’t happen overnight. Usually there are warning signs even 2 – 3 years in advance pointing to the impending financial troubles. Knowing these signs can help you detect potential problems earlier and hopefully help you avoid or at less minimize the financial difficulties.
Whether you attend high school or you’re going to college, FORUM’s Student Checking Accountgives you the flexibility and services you need to accommodate your lifestyle. Plus, right now if you open a Student Checking before August 31, you’ll be entered to win 1 of 4 prizes!
Buying your first home can be exciting and scary. Where do you begin and how do you know what’s right for you? FORUM offers great resources to help you get started.
Whether you established a plan at the beginning of the year or not a midyear review of your finances can be very beneficial for your financial health going forward. There is still plenty of time to develop strategies to resolve any problems that could be looming in the future.
Retirement is something most of us think of as the end of the journey when it really the beginning of our second act. Living well in retirement requires planning, hard work and avoiding activities that can impact how we live in retirement. Avoiding a few common missteps can help keep you on the road to the retirement of your dreams.