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January is the month that many make their financial resolutions and plans for the year. If you want to sharpen your planning but don’t feel you have the time to devote to a full-fledged planning exercise, then the following four numbers can be your guide to a better 2015 financially.
The New Year is a time for new beginnings. A time when people make declarations to lose weight, quit smoking, volunteer to help others, and develop better habits. You probably have a mental list of personal areas you want to improve. But have you considered adding a financial resolution to that list? How would your life look if you saved more, spent less, paid off debt, and planned for retirement?
The holiday season is in full swing with all the joy and merriment that it brings. Unfortunately, it also brings a higher risk of identity theft and financial fraud. There are actions you can take though to protect yourself and also to lower the impact if it happens to you.
There have been reports of telephone scam artists calling and pretending to be with the Internal Revenue Service (IRS).
It can be easy for spending to get out of control during the holiday season. That’s why it’s important to remember that you’re the boss! Instead of letting your money control you this holiday season, start controlling your money. You’ll feel happier when the season is over if you still have some cushion in your wallet.
2014 is almost over, yet there is still plenty of time to take a few financial actions that could have a big impact on your 2014 financial condition. There are a handful of smart decisions to consider making before the end of the year.
You’ve been planning your retirement for years: what you’re going to do, where you’re going to live, and how you’re going to pay for it. But knowing when it is time to retire can still be a very difficult decision. Here are a few questions to answer to help you decide if you are financially prepared to retire.
A budget is a listing of your income and expenses with the goal of making your total income be equal to or greater than your total expenses.