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Do you already have plans to spend your tax rebate before you even get it? Planning on buying a new TV, cell phone, or computer? Stop and think for a minute about your financial situation before you start your shopping spree. Here are a few tips to help you be smart with your tax rebate.
Even after the great recession, the saving rate of Americans hasn’t really returned to the levels of previous generations. Starting a savings habit isn’t easy. It takes time and a desire to make it successful. Fortunately there are a few ways you can increase your chances of building a successful savings habit and become a lifetime saver.
A great first step in improving your financial life is debt reduction. Credit card offers are so appealing these days: low introductory rates, reward points, high limits. Many consumers rely on them to get through hard times and are left with large amounts of debt and high interest rates. Here are a few strategies to help you begin the process of reducing debt.
College freshman will be heading to school very soon and most families are already preparing them for the day. When thinking about what your child needs, don’t forget financial wisdom. Not only is important to obtain a good education but you also want your child to leave college in a sound financial condition as well.
Are you behind where you want to be with your retirement savings? If you are like many people, your retirement savings might need a boost. Fortunately, there are ways get your retirement back on track. It all starts with knowing where you are and where you hope to go.
Many individuals are burdened with an excessive amount of debt and if you are one of them, you might not see any way out. Even though the road might be painful, there is a way out. And you can do it yourself without help from a special agency or other debt relief solution.
Several Indianapolis CO-OP Shared Branch Service Center locations will be closing soon:
As Americans, we live in a society that tempts us to live in the moment, spend money on items we don’t need, and not focus too much on the long-term value of our purchases. What we’re not buying for ourselves is a security cushion.