On average, FORUM Credit Union performs 1.5 million card transactions for our members each month. This number, which includes ATM, debit, and credit card transactions, continues to increase. As this number climbs, we analyze these transactions in an effort to see how we can make using your FORUM card of choice as convenient as possible. We have many exciting card initiatives on the cusp of being released that we hope will improve the value you receive from your FORUM membership.
For most people in a financial crisis, their crisis didn’t happen overnight. Usually there are warning signs even 2 – 3 years in advance pointing to the impending financial troubles. Knowing these signs can help you detect potential problems earlier and hopefully help you avoid or at less minimize the financial difficulties.
Whether you attend high school or you’re going to college, FORUM’s Student Checking Accountgives you the flexibility and services you need to accommodate your lifestyle. Plus, right now if you open a Student Checking before August 31, you’ll be entered to win 1 of 4 prizes!
Buying your first home can be exciting and scary. Where do you begin and how do you know what’s right for you? FORUM offers great resources to help you get started.
Whether you established a plan at the beginning of the year or not a midyear review of your finances can be very beneficial for your financial health going forward. There is still plenty of time to develop strategies to resolve any problems that could be looming in the future.
Retirement is something most of us think of as the end of the journey when it really the beginning of our second act. Living well in retirement requires planning, hard work and avoiding activities that can impact how we live in retirement. Avoiding a few common missteps can help keep you on the road to the retirement of your dreams.
Couples just starting a life together often struggle with melding two money management styles into one cohesive couples’ strategy. Money issues are still the number reason for marriages or relationships to end. However, a few simple steps can help couples avoid the blunders that can lead to money problems.
Preparing a budget is an important step in becoming financially fit. If you just prepare a budget based on what you are currently spending, you might not really be helping yourself all that much. Your current spending habits in certain areas may be more than what is optimal to gain financial freedom. What you really need to do is allocate your monthly income using a budget pie assigning percentages to the important categories.