The holidays are in full swing now and for many work and family life are transitioning to holiday mode as well. For your finances you can’t really take a break if you want to be financially successful. Now is a critical time to stay focused and not make financial mistakes that can start your 2017 off in a financial crunch.
The holiday season is always full of hustle and bustle with shopping, holiday parties and travel. Many people are so focused on the holidays that they can let their guard down and be susceptible to fraud and scams. Just a taking a few precautions can help you avoid most scams and frauds.
Between Black Friday, Cyber Monday and Giving Tuesday, you have had several opportunities to exceed your holiday budget with still nearly a month to go. If you find yourself in that situation, don’t panic. You have several options available that can use to get yourself out of this financial difficulty.
If you have a desire to make 2017 better financially than 2016, a great place to start is to review what is working and not working in 2016. This will help you be more successful in 2017, especially if you had a few hiccups financially that proved challenging to overcome.
While you may not be ready to begin saving money during the holidays, the New Year is a great time to start once the hustle and bustle is over! To have the greatest success, it’s important to set practical goals you can achieve. FORUM can help you do this with our 52 Week Money Challenge. With this plan, you can save money incrementally throughout the year.
With the holidays fast approaching, we are all busy making plans and creating to do lists to get ready. If you have kids using the holidays as a teachable financial moment should be on that list. There are several opportunities to help make sure that holiday traditions don’t include financial woes.
Helpful financial advice can be found everywhere. The key is understanding and taking action on the tips we hear so often. Understanding how you live within your means or what it takes to save early and often for retirement is not always as easy as it seems. The way in which you follow the advice is key to developing a solid financial future.
International Credit Union Day is on Thursday, October 20 this year, and it has been celebrated on the third Thursday of October since 1948. Credit unions utilize this day to celebrate the history of the credit union, the credit union movement, and to show member appreciation. It is also a day to raise financial awareness.