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Categories: Financial, Money Matters

Following conventional wisdom is usually a sound practice, especially when it comes to financial decisions.  However, like all rules, there are exceptions even to financial rules.  Knowing when to follow conventional wisdom and when to bypass it can be tricky looking a little deeper into most will help you make the best decision.

Categories: Finances, Saving

Saving money takes time and dedication especially if you are saving for something specific.  So, how do you save with a goal in mind? Here are some simple steps to start with: 

Auto dealers and carmakers offer all sorts of special deals that seem to be very attractive. Whether it’s a $3,000 rebate, zero-percent financing, or some other kind of incentive, the deals make the car of your dreams seem like a great buy. But do those incentives always give you the best deal?

Although it's very exciting, shopping for a car can be a scary experience. Buying a used car is a great option but the buyer must beware. Follow these tips when shopping for your used car to be prepared and help avoid scams.

Categories: Finances, Taxes

​Do you already have plans to spend your tax rebate before you even get it? Planning on buying a new TV, cell phone, or computer? Stop and think for a minute about your financial situation before you start your shopping spree. Here are a few tips to help you be smart with your tax rebate.

Categories: Money Matters, Saving

Even after the great recession, the saving rate of Americans hasn’t really returned to the levels of previous generations.  Starting a savings habit isn’t easy.  It takes time and a desire to make it successful.  Fortunately there are a few ways you can increase your chances of building a successful savings habit and become a lifetime saver.

A great first step in improving your financial life is debt reduction. Credit card offers are so appealing these days: low introductory rates, reward points, high limits. Many consumers rely on them to get through hard times and are left with large amounts of debt and high interest rates. Here are a few strategies to help you begin the process of reducing debt.

College freshman will be heading to school very soon and most families are already preparing them for the day. When thinking about what your child needs, don’t forget financial wisdom.  Not only is important to obtain a good education but you also want your child to leave college in a sound financial condition as well.

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FORUM Credit Union in Indianapolis, Indiana is federally insured by the NCUAFORUM Credit Union in Indianapolis, Indiana is an Equal Housing Opportunity lender
Federally Insured by NCUA