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This is the time of year that everyone starts thinking about all the ways their current house doesn’t fit their needs.  Should you start looking for your next dream home now?  Here are a few questions you should consider before deciding the answer.
 

Establishing and maintaining good credit is important – whether you want to obtain a mortgage, a car loan, or a student loan, your creditworthiness is the key to your financial life. If you have bad credit, it will be more expensive for you to borrow money for any purpose because your interest rate will be higher. 

Categories: Homeownership

To rent or to buy? That is the question! Both renting a place or buying a home come with advantages and disadvantages to consider. It can be difficult to tell which is a better deal, but ultimately it needs to make sense for your own financial situation.

Love and money are often not talked about in the same conversation however money issues are still the leading cause for divorce. With Valentine’s Day fast approaching and over 6 million marriage proposals expected, maybe now is the right time to mix love and money.  

Are you thinking of buying a home this year?  Are you not sure if you are really ready to buy a home?  There are a few important questions that you have to ask yourself. And you need to really make an honest evaluation of your current financial situation.  This self-review is key to making the right decision regarding homeownership.
 

Categories: Finances, Kids and Money

For a healthy financial future, it’s essential that your child learns how to manage money well and appreciates the importance of saving money.

Categories: Money Matters, Saving

Sometimes, the best way to create a savings habit is to use activities in your daily life that create opportunities to save.  What exactly does that mean and how can you do that?  Read a little further and you find a few ideas that you can truly use to make it happen.

Categories: Money Matters, Retirement

Whether you are just starting to save for your retirement or if you have been saving for 20 years, January is a great time to make the little adjustments that can make a big difference in your retirement.  

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FORUM Credit Union in Indianapolis, Indiana is federally insured by the NCUAFORUM Credit Union in Indianapolis, Indiana is an Equal Housing Opportunity lender
Federally Insured by NCUA