While you may not be ready to begin saving money during the holidays, the New Year is a great time to start once the hustle and bustle is over! To have the greatest success, it’s important to set practical goals you can achieve. FORUM can help you do this with our 52 Week Money Challenge. With this plan, you can save money incrementally throughout the year.
Helpful financial advice can be found everywhere. The key is understanding and taking action on the tips we hear so often. Understanding how you live within your means or what it takes to save early and often for retirement is not always as easy as it seems. The way in which you follow the advice is key to developing a solid financial future.
As you plan for retirement, there are sure to be glitches along the way. But it is important to know that there is always time to make a correction. Whether you’ve been planning for years and years, or only a few months, you may benefit from taking a look at these common planning mistakes and how to correct them.
If your son or daughter is heading to college this fall, both you and your child most likely have a lot on your mind – finances, meeting new people, choosing a major, and more. With all of these conversations happening, it’s a great time to talk with your child about the basics of budgeting, establishing credit, and opening a free checking account.
We all understand that budgeting is the key to saving more money and to having more money to spend. What many people don’t realize is how small budgeting blunders can snowball and become big issues over time. Avoiding most if not all of these budgeting mistakes can make a significant difference in your budgeting success.
Teaching kids about money may not come naturally to most. But like any skill in life, giving your kids hands on experience when they are young will pay dividends later (pun intended). Below you’ll find four simple ways to teach good money habits.
It’s easy to get discouraged when we haven’t saved the amount we would like for retirement. However, it’s more beneficial to use that energy toward fixing the issue rather than dwelling on past mistakes. There are several ways you can catch up on your retirement savings and it’s never too late to begin.
Following a budget can be restrictive, tiresome and grows old really fast. Unfortunately, budgeting is the best way to stay in control of your money, live within your means and have less financial stress in our lives. Don’t worry, there are ways to avoid budget burnout especially if you recognize the causes of being overwhelmed by your budget.