One of the most perplexing questions for a home buyer is whether to use a fixed rate mortgage or an adjustable rate mortgage loan. Some might think in today’s rate environment, a fixed rate mortgage is the only option. That is not necessarily true as even today, there are reasons to consider an ARM loan.
February seems to the time that homeowners start thinking about one of the biggest decision they will ever face. Should you remodel or move? There are a few important financial questions that should be answered before deciding which option is best for your situation.
Whether you’re buying, building, or renovating, you’ll find helpful resources when you join FORUM Credit Union at the Homebuyer Showcase! Attendees can learn the process of buying a home while developing skills from the resource teams available through a wide array of table talks.
Helpful financial advice can be found everywhere. The key is understanding and taking action on the tips we hear so often. Understanding how you live within your means or what it takes to save early and often for retirement is not always as easy as it seems. The way in which you follow the advice is key to developing a solid financial future.
Purchasing a home can be very exciting, but it can also come with some uncertainty. Before you jump into a contract and commitment, consider a few of these questions!
Buying a home can be overwhelming but with just a few pieces of information and the right team you can become a smart home buyer. And if you are smart home buyer, you are very likely a much more attractive candidate to the seller and in today’s housing market that is extremely important.
Home improvements are not all equal. Some provide more value for resale than others. However resale value is not the only criteria that should be used to determine the projects to complete. Deciding which home improvement projects make financial sense is not an easy task.
Are you planning to buy a home this spring or summer? Now is really the time to start planning to make sure you are well prepared to get the best rate, price and have the best experience. And, you will want to be the most attractive buyer in a seller’s market.