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Categories: Money Matters, Planning

The USDA recently announced that to raise a child born in 2013 to the age of 18 will cost on average $245,000.  Even though estimates vary based on several factors, raising a child does increase your expenses. There are ways to save on those expenses and also ways to prepare for rising costs of children.

Categories: Money Matters, Planning

With summer approaching many home improvements are in the planning stages or have even been scheduled.  Most of us are great at planning the project but often times how we are going to pay for the project is given little thought.  How we finance the project though can have very important implications for our overall financial picture.  And this planning will be extremely helpful in determining how big of a project we can really afford to tackle.

We have all heard them over and over but do we really understand the common financial tips that are often repeated?  Sometimes these tips can be misleading or perhaps their true meaning is really hidden in the details behind the advice.  And for a couple of the common tips, they are really the start of a much bigger effort.

With the first quarter of the year already gone it might be time to look at those resolutions that you formulated at the start of the year. If like some, many of your New Year’s resolutions have gone by the wayside.  If those forgotten resolutions are financially related there is still time to get them back on track.

Spring cleaning doesn’t just have to be for around the house. Your finances may be in need of a little spring cleanup as well. There are several important areas of your financial situation that probably need a review annually.

Even more scary than your child leaving the nest may just be paying for their new nest! If your son or daughter will be attending college in the near future, you may already be experiencing some anxiety about how to pay for college tuition. Fortunately, there are several options you can look into for financial assistance.

Having your first child or adding to your family is a very exciting and rewarding experience.  Before the baby arrives there seems to be a lot to do, fix up the nursery, attend baby showers and yes, start planning financially for that new bundle of joy. New children often require a re-working of the monthly expenditures, whether you are on a budget or not.

Love and money are two topics that go hand in hand as part of building a healthy relationship that lasts.  Unfortunately, many couples don’t discuss money issues until after getting married.  There are a few important topics to cover with your significant other before walking down the aisle.

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FORUM Credit Union in Indianapolis, Indiana is federally insured by the NCUAFORUM Credit Union in Indianapolis, Indiana is an Equal Housing Opportunity lender
Federally Insured by NCUA