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How many retirement accounts do you have? If you've changed jobs a few times over the years, you could have several accounts housed in different employers' plans.
When most people think of retirement, they conjure up images of around-the-clock vacationing on white sandy beaches. While for a select few, this may be the case, but for most, whether for financial, logistic, or personal reasons, this just isn’t what retirement looks like. However, vacations are an important part of anyone’s life. Here are a few tips for retirees who are planning a vacation on a budget.
Let’s face it, teens need and want money for a multitude of reasons including school activities, entertainment, electronics, gas…the list goes on and on. It may be difficult to decide whether to continue or maybe even start to give your teen an allowance. Here are a few items to consider:
It may seem strange to think about saving for a college education when your child is very young, but there are two things you should consider:
It’s been said that some people spend more time on choosing an automobile to purchase than they do on selecting a financial advisor. If that observation has a ring of truth to it, it may be because people are familiar with the daily driving experience and the ease of determining one’s preferences. In contrast, financial management is a task that, for most people, involves decisions and considerations that they know little about. Similarly, they are ill equipped to assess the qualifications of those who seek to provide financial services.
If you’ve taken steps to protect those who depend upon you – such as obtaining life insurance, writing a will, or developing a trust – give yourself a pat on the back. If you haven’t taken those steps, you should. Having a will and/or a trust helps to ensure that your hard-earned assets are distributed properly, and life insurance can help your spouse, children, and any other dependents meet their financial needs if you can’t.
Calculating a retirement savings goal is one of the most important steps investors can take to help determine if they are on pace to meet that goal. However, less than half of American workers have tried to figure out how much money they will need to accumulate for retirement, and the wide majority of these individuals admit that they either guessed or did their own calculations. What about you?
A career in politics is dynamic and high stress. In order to get your foot in the door, you have to prove you can thrive in this type of environment. An internship is the best way to prove this; therefore, internships are the most common career starter for politicians.